Student Credit Card Scheme 2021: West Bengal Chief Minister Mamata Banerjee has recently launched Student Credit Card Scheme 2021 for students who need to get soft loans up to Rs 10 lakh in order to pursue their higher education.
The main goal behind the Student Credit Card Scheme 2021 launch is to offer the youth the opportunity to pursue higher education in their desired field without worrying about finances.
The scheme was approved On Wednesday, June 30, 2021, by Ms. Banerjee's cabinet during the TMC's manifesto conducted in accordance with assembly elections in the state.
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Referring to the initiative of the West Bengal Government, West Bengal Chief Minister Mamata Banerjee said, "I am delighted to announce that the Government of West Bengal has launched the Student Credit Card scheme today".
She further added, "To make the youth of the state self-reliant, soft loans of up to Rs 10 lakh will be provided to them with an annual simple interest".
Under the Student Credit Card Scheme 2021 launched on June 30, 2021, Wednesday, those who have spent over 10 years in West Bengal state, and are within the age limit of and are within 40 years will be able to apply for the loan facility.
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Students who wish to pursue higher education, such as undergraduate, postgraduate, doctoral and post-doctoral study in India or abroad will be able to apply for the loan facility and will be required to repay the loan within the duration of 15 years.
“There are many who were forced to take a break from studies for personal reasons but would like to get a second chance. This scheme will offer that”.
Undergraduates, post-graduates, doctoral and post-doctoral students in India and abroad can avail of a total of Rs 10 lakh as loan” she further added.
She further added that with this opportunity, the West Bengal Government wishes to offer students the help they need in order to gain higher education and get placement opportunities in their respective fields.
At present, the loan facilities are only available through the private bank. She added that the State Education Department will take the responsibility to monitor the process and data of the Student Credit Card Scheme 2021.
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